Disability benefits are available through private insurance plans and the Social Security Administration. Private insurance companies pay benefits based on policy coverage paid for by the insured and/or their employer. The SSA pays the social security disability benefit under several different programs, the largest two and arguably the most important are the Social Security disability insurance (SSDI) program and the Supplemental Security Income (SSI) program.
The Social Security disability program pays benefits to people who have paid Social Security taxes through their employment. The Supplemental Security Income program pays benefits to those who do not qualify for Social Security Disability based on their needs.
For most people, the disability benefit requirements under both government programs are the same to qualify and receive disability social security benefits and the process for determining the disability is the same. To qualify for social security disability benefits, you must meet the Social Security Administration's definition of disabled. To prove your case, it is often necessary to have a doctor's diagnosis that you are presently disabled, along with written documentation of the duration of the disability since the disability must last or be expected to last for at least one year. Documentation will likely include a person's detailed medical records related to the disabling condition.
Having a qualified Disability Lawyer on your side can improve your chances that your claim for disability benefits with the Social Security Administration will be approved. Attorney fees for this help are paid by the Social Security Administration at a set rate once your application for social security disability benefits has been approved.